Bad Credit Scores Have Far-Reaching Effects

Repairing bad credit wiil open many doors and improve your qualifications for better rates and terms on.   However, fixing bad credit is not usually a "do it yourself" project, and generally speaking, you need professional representation that will help you obtain the best possible outcome in resolving your financial hardship. FREDERICK DAVID & ASSOCIATES is a Certified Civil Court Mediation firm who will represent you in the resolution of all issues relating to your credit profile.

Credit Counseling

• Are you behind in your credit cards and other payments?
• Are creditors and collection agencies constantly harassing you?
• Are you being bombarded by firms offering bankruptcy, debt settlement & debt consolidation that sound too good to be true?
• You don’t know who to listen to?

Let us put your mind at ease. We will do a complete analysis of your personal situation. We will review all of your accounts, analyze your complete National Credit Profile, explain all options open to you, and put into place those programs that will save you the most money and put you back on track with your creditors, your finances and the road back to good credit.

1. You will be a personal client of FREDERICK DAVID & ASSOCIATES, not just a number.
2. We will work with you personally in the mediation and resolution of all financial issues causing you stress and concern on your ability to stay current with your creditors.
3. All creditors will be referred to us, stopping harassing phone calls.
4. When you call us, you will speak to a member of our team, not to a recording.
5. Located in Fort Lauderdale, Florida, we serve clients in Broward, Dade & Palm Beach and around the country.

Avoid Foreclosure

These are terrible times for homeowners. The economic downturn has forced many of us to make incredibly difficult economic decisions that affect our lives from every angle. If your mortgage payment is so high that you can no longer keep up with it, we can help!

Are you facing the possibility of losing your home? We can work with your lender to restructure your loan and lower your monthly payments to an amount you can afford. If you can't afford to keep your home, but cannot sell it because it is no longer worth what you owe, you can avoid foreclosure with a short sale. We will work to help get your property marketed and sold at a price the bank will accept to avoid a foreclosure.

Credit Repair and Credit Counseling by Professional Mediation Firm

Our firm is headed by Mr. Frederick David, who has worked in the mediation field since 1991. Mr. David is personally involved with every client of the firm to ensure that all cases receive the attention to detail they deserve. As a Certified Civil Court Mediation firm since 1999, FREDERICK DAVID & ASSOCIATES has earned the respect and recognition of the financial and legal community as an expert in credit repair and credit restoration services. The results of our methodical work are reflected in the substantial improvement to our clients’ credit rating.

We are proud to be a referral resource for our customers. We build our clientele by earning our clients’ trust and satisfaction. In return, they refer us to their friends and family. That is the ultimate recognition and the one we strive for.